Employer Costs
Employer-side contributions and the fully loaded cost of employment.
Cesantías in Colombia: the annual severance deposit, 12% interest, and the 14 February deadline
Cesantías in Colombia are severance savings: one month of salary for every year of service, which the employer calculates on 31 December and deposits by 14 February into a fondo de cesantías, the severance fund the…
Niko Nurmentaus
Product Lead
PPK in Poland: employer contributions, automatic enrolment, and the 2027 re-enrolment
Under PPK (Pracownicze Plany Kapitałowe, Poland's employee capital plans), an employer must enrol each eligible worker in a workplace savings plan and pay at least 1.5% of the worker's salary into it, while the worker…
Greg Miaskiewicz
CEO & Co-Founder
Colombia social security contributions and aportes parafiscales: what employers pay in addition to salary
Colombia social security contributions and aportes parafiscales cost an employer roughly 16% to 38% on top of each employee's salary, depending on the occupational-risk class and whether the employer qualifies for the…
Mehmood Deshmukh
CTO & Co-Founder
Portugal's subsídio de férias and subsídio de Natal: the 14-payment year and how each payment is taxed
A Portuguese employee on €1,500 a month is paid €21,000 a year, not €18,000. The difference is the subsídio de férias (holiday subsidy) and the subsídio de Natal (Christmas subsidy), often called the 14th and 13th month…
Niko Nurmentaus
Product Lead
Employer National Insurance in 2026/27: 15%, a £5,000 threshold, and a £10,500 Employment Allowance
Employer national insurance in 2026/27 is 15% of each employee's earnings above £5,000 a year, the rate and threshold in force since 6 April 2025, when they replaced 13.8% above £9,100. The Employment Allowance, which…
Greg Miaskiewicz
CEO & Co-Founder




